Thursday, 28 November 2013

Lets talk money...

I am usually a pretty laid back person, not much stresses me out. But if I think about the things that keep me awake at night money worries is always top of the list. I am so bad at managing my money! I have no sense of delayed gratification. If I want something,  I want it now and to hell with the consequences. Savings? Hah I'll worry about that when I'm old. Usually when it come to the end of the month I having to pay for petrol with all my loose change and tap my mum or brother for a loan.



However I am moving into a lovely, new apartment next week so I need to take serious control of finances. I decided the best way to do this was to work out a proper budget but had no idea where to start. A quick Google brought up a whole multitude of different options and I finally decided on this Super Basic Budget spreadsheet.


 I choose this spread sheet as it was really simple to use (duh, clue's in the title!) You simply split your main outgoings into ten categories. Yeah I couldn't think of ten so I choose;

  1. Rent
  2. Bills
  3. Petrol
  4. Clothing
  5. Make up
  6. Toiletries
  7. Socialising
  8. Home Supplies
  9. Emergencies/Misc.


The first three I could work out exactly, I diligently went though my statements and added up all my direct debits to know what I spend on bills, I then added on an extra £50 just in case there was something I overlooked. 
I then estimated what variables I could spend my money like nights out, clothes, make out and added an extra £50 again for anything that might crop up like MOT for my car or a birthday present. Feeling very proud of myself as I felt I underestimated how much I was going to spend I looked at my overall spending...and was £200 over what I actually earn!! How did that happen?!

So begins Sho's Budgeting Project. The belt is officially tightened! I've cancelled getting my hair colour done on Saturday so that's £80 saved. I've also had to say to friends that I just can't go out on Saturday night. Sacrifices are being made!
I am going to start filling in my spreadsheet every night with each purchase I have made that day. I'm hoping I might be shocked at stupid things I spend my money and realise that I really don't need to buy a bar of chocolate every lunch time.

Is anyone else like me and useless with money? Join me in tackling our issues head on and let me know how you do. Or is there anyone who is really good at saving and living within their means? Send me tips, or even better send me some money!

Here's to austerity

S x


Friday, 15 November 2013

Date Night: Face of the Day and Nails of the Day

Got a date this afternoon, to be honest I can't really be annoyed to go but it gives me an excuse to get a bit dolled up. I always like to think less is more when doing make up for a date, especially as we're just going for coffee, so here's what I came up with.



Foundation/ Mac Pro Longwear in NW20
Concealer/ 17 Stay Time in Medium
Blusher and Highlighter/ Marks And Spencer (For more info see this post)
Eyeliner/ 17 Tattoo Me Semi Permanent in Raven Black
Eyebrows/ MUA Ultimate Eyebrow Kit darkest shade
Lips/ Revlon Lip Butter in Candy Apple



Please ignore my gross my man hand and just look at the nails


Nails/ Essie in Thigh High
Party Nail/ Models Own in Disco Inferno

There ya go, a super quick post! I should really be getting dressed can't turn up in my pj's no matter how much I want to

Toodles

S x

Wednesday, 13 November 2013

Boots Haul; Essie, Revlon and Soap and Glory

The other day I was in a bit of  a funk. You know one of those moods when you can't be bothered leaving the house and you just want to stay to stay in your pajamas all day. To cheer myself up a bit I decide go onto Boots Online to get some Sally Hansen Insta Dry top coat, a saviour if you're like me and have zero patience to wait for your nails to fully dry. I swear to God that was all I intended to get but then I saw it was 3 for 2 on all cosmetics and nail items and it would have just been rude not to get a couple more things. And well yeah, this happened.


Left to right, top to bottom
Essie Sew Psyched, Thigh High, Sally Hansen Insta Dry
Essie Beach Bum Blu, Stylenomics 
Soap And Glory Lid Stuff in Off The Wallflowers
Eevlon Jest Bitten Kissable in Crush Begun (#005)
Revlon Lip Butter in Creme Brulee (#095)
Revlon Lip Butter in Candy Apple (#035)


Sorry for the really bad photo, it's getting dark so early these days that I can never get the light right. It looks like a lot but three of these were free and I paid for two of them with my advantage points. I always collect up a load of points and forget to spend them so decided to just blow them on a couple of new nail varnishes.

Let's look at the nail varnishes first, I love Essie and dare I say it prefer their polishes to O.P.I. however they are mightly expensive but I decided a little splurge never hurt anyone. Ended up with four polishes



I realise it looks like a five year old did these nails but it was actually me. I quickly did a colour on each nail before heading out to work so ignore the smudges, 
Because I bought these online some of the colours weren't what I was expecting. I thought Beach Bum Blu was a matte but it actually is quite sparkly and I'm not really that keen on it to be honest. Might be in nice in the summer on my toes
I thought Thigh High was a darker red but it's quite bright on but hopefully with a second coat it might go darker. I do like it though, it's a good winter colour.
You can't tell from the photo but Stylenomics is actually a very, very dark green. It looks almost black on the nail but I quite like it, again great winter colour.
My favourite has to to be Sew Psyched, it's a lovely sage green colour. I haven't seen this colour before and I immediately flel in love with it and put it on all my nails. Each nail varnish was £7.99

Next I decided I want three new lip colours for winter. A nude, a red and a berry colour. I've heard a lot of really good things about Revlon Lip Butters so decided to have a wee look and settled on these. All three were £7.99 each




The top one is a lip crayon from the Revlon Just Bitten Kissable range and I love, love, love it! It's so nourishing, in fact all three of theses are really soft and do not dry out your lips at all. It is a gorgeous dark plum colour and exactly the shade I was looking for. I haven't really worn this properly so I'm not too sure how long lasting it is but I just think it's great.

The next is a glossy light red colour. Quite pleased because all my red lipsticks are quite dark like the Kate Moss for Rimmel 007, so I'm glad to have a red that I can wear during the day with a casual outfit. Again lovely and moisturising and smooth to put on.

Lastly is a lovely, glossy nude. I'm very particular about nude lipstick, too sheer and it just looks like a lip gloss, too pigmented ad it looks like I've just rubbed foundation all over my lips. This lipstick strikes the perfect balance between both, it is quite glossy but the nude colour shines through and it's just nice for a quick natural make up look.

All in all very impressed, highly recommend Revlon lippy's to everyone!


Lastly I bought this Soap and Glory eyeshadow pallette in All in the Wallflowers. Not too sure why...I was thinking that all my eyeshadows are either browns and nudes or blacks and greys. I use my Urban decay Naked pallette to death so thought I should spice things up with some coloured shades. This was £10, I actually thought that was kind of expensive but was in a spending frenzy and got it anyway.



The colours included are Sugar Violet a matte lavender colour, Minky a sparkly champange colour, Dandy Plum a lovely deep mauve and Wild Blue a sparkly teal like colour. To be honest I opened and wasn't too sure where to start. I will attempt to do an eye of the day with the pallette when I get some inspiration. The colours are really nice (apart from Sugar Violet, not too sure about that to be honest) and they are really pigmented so may worth the tenner after all.

Hope you enjoyed this little haul, I'm off to live under a stone for the rest of the month as I am now broke.

Byyyeee
S x